{"id":485,"date":"2026-01-09T23:27:12","date_gmt":"2026-01-09T23:27:12","guid":{"rendered":"https:\/\/yebbo.com\/ethiodiego\/?p=485"},"modified":"2026-01-10T00:27:07","modified_gmt":"2026-01-10T00:27:07","slug":"everything-you-need-for-the-2026-tax-season-filing-2025-income","status":"publish","type":"post","link":"http:\/\/yebbo.com\/ethiodiego\/everything-you-need-for-the-2026-tax-season-filing-2025-income\/","title":{"rendered":"Everything you need for the\u00a02026 Tax Season\u00a0(Filing\u00a02025\u00a0Income)"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"175\" src=\"https:\/\/yebbo.com\/ethiodiego\/wp-content\/uploads\/2026\/01\/YebboTaxBanner2026-1.png\" alt=\"\" class=\"wp-image-502\" srcset=\"http:\/\/yebbo.com\/ethiodiego\/wp-content\/uploads\/2026\/01\/YebboTaxBanner2026-1.png 700w, http:\/\/yebbo.com\/ethiodiego\/wp-content\/uploads\/2026\/01\/YebboTaxBanner2026-1-300x75.png 300w, 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alt=\"YebboTax logo\">\n      <div>\n        <b>YebboTax \u2022 2026 Tax Season Mega Hub<\/b>\n        <small>Filing 2025 returns \u2022 Call <b>619-255-5530<\/b> \u2022 Email <b>info@yebbo.com<\/b><\/small>\n      <\/div>\n    <\/div>\n    <div class=\"btns\">\n      <a class=\"btn primary\" href=\"tel:1619255530\">Call 619-255-5530<\/a>\n      <a class=\"btn\" href=\"#upload\">Upload Docs<\/a>\n      <a class=\"btn\" href=\"#intake\">Free 5\u2011Minute Checkup<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"wrap\">\n  <section class=\"hero\">\n    <div class=\"hlogo\">\n      <img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\">\n      <div>\n        <div style=\"font-weight:900;\">Powered by Yebbo.com \u2022 Since 1999<\/div>\n        <div class=\"muted\">Plain white background \u2022 print\u2011friendly \u2022 WordPress\u2011ready<\/div>\n      <\/div>\n    <\/div>\n\n    <h1>Everything you need for the <b>2026 Tax Season<\/b> (Filing <b>2025<\/b> Income)<\/h1>\n    <p>\n      This is a single, mega hub page covering: <b>OBBB\/OBBBA (\u201cOne Big Beautiful Bill\u201d) updates<\/b>, new requirements,\n      credits and deductions, <b>1099s<\/b>, <b>digital payments<\/b>, <b>crypto<\/b>, <b>Obamacare (ACA)<\/b>,\n      foreign income exclusion, F\u20111 students, military, spouse death, 401(k) withdrawals, student loans,\n      new car \/ EV reporting, energy credits, gambling losses, and IHSS income.\n    <\/p>\n\n    <div class=\"kgrid\">\n      <div class=\"k\"><b>Get Organized<\/b><span>We sort W\u20112\/1099, bank\/app statements, and deductions.<\/span><\/div>\n      <div class=\"k\"><b>Max Credits<\/b><span>EIC, Child, Education, Energy\/EV (while available), ACA credits.<\/span><\/div>\n      <div class=\"k\"><b>Avoid Notices<\/b><span>Match IRS forms: 1099\u2011K\/NEC\/R, W\u20112, 1095\u2011A, W\u20112G, 1099\u2011INT\/DIV.<\/span><\/div>\n      <div class=\"k\"><b>Special Filers<\/b><span>Students, overseas income, military, divorce, spouse death, IHSS.<\/span><\/div>\n    <\/div>\n\n    <div class=\"callout\">\n      <b>Fast start checklist:<\/b> Bring your ID\/SSN info, last year return, W\u20112\/1099s, 1095\u2011A (if ACA), and any receipts\n      for major credits (education, energy, EV, childcare).\n      <div style=\"margin-top:10px;\">\n        <a class=\"btn primary\" href=\"tel:1619255530\">Call 619-255-5530<\/a>\n        <a class=\"btn\" href=\"#upload\">Upload Docs<\/a>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <div class=\"layout\">\n    <aside class=\"card toc\" id=\"toc\">\n      <h2>Jump to section<\/h2>\n      <a href=\"#obbb\">OBBB\/OBBBA: What\u2019s new + new requirements<\/a>\n      <a href=\"#brackets\">Tax brackets + standard deduction<\/a>\n      <a href=\"#eic\">EIC table<\/a>\n      <a href=\"#child\">Child credit tables<\/a>\n      <a href=\"#edu\">Education credits (AOC\/LLC)<\/a>\n      <a href=\"#1099\">1099s + digital payments<\/a>\n      <a href=\"#crypto\">Crypto &#038; digital assets<\/a>\n      <a href=\"#aca\">Obamacare (ACA) \/ 1095\u2011A<\/a>\n      <a href=\"#deductions\">Deductions &#038; 1099 contractor playbook<\/a>\n      <a href=\"#foreign\">Foreign income exclusion (FEIE)<\/a>\n      <a href=\"#students\">F\u20111 students (1040\u2011NR\/8843)<\/a>\n      <a href=\"#military\">Military<\/a>\n      <a href=\"#life\">Alimony \u2022 child support \u2022 spouse death<\/a>\n      <a href=\"#retirement\">401(k) withdrawals \/ 1099\u2011R<\/a>\n      <a href=\"#loans\">Student loan (interest) + 1098\u2011E<\/a>\n      <a href=\"#car\">New car purchase reporting + EV timing<\/a>\n      <a href=\"#energy\">Energy credits (25C\/25D) \u2014 deadlines<\/a>\n      <a href=\"#gambling\">Gambling (W\u20112G) + losses<\/a>\n      <a href=\"#ihss\">IHSS income<\/a>\n      <a href=\"#intake\">Free 5\u2011minute checkup form<\/a>\n      <a href=\"#upload\">Contact + upload<\/a>\n    <\/aside>\n\n    <main>\n\n      <section class=\"card\" id=\"obbb\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">OBBB\/OBBBA: All new items and requirements (deep detail)<\/h2><\/div>\n        <p class=\"muted\">\n          Below is the \u201cwhat changed\u201d list that is causing the most confusion for 2025 filing (2026 season).\n          These items are based on IRS OBBB\/OBBBA pages, IRS revenue procedures, and IRS fact sheets.\n        <\/p>\n\n        <h3>1) 1099\u2011K threshold reset (big deal for PayPal\/Venmo marketplaces)<\/h3>\n        <ul>\n          <li><b>OBBB reinstated the federal 1099\u2011K threshold:<\/b> a TPSO (third\u2011party settlement organization) generally isn\u2019t required to file a 1099\u2011K unless payments for goods\/services exceed <b>$20,000<\/b> <i>and<\/i> transactions exceed <b>200<\/b>. (States may be lower.)<\/li>\n          <li><b>Key reality:<\/b> the filing threshold does <b>not<\/b> decide whether your income is taxable. Even without a 1099\u2011K, taxable income must still be reported.<\/li>\n          <li><b>What you must do:<\/b> separate <b>business receipts<\/b> from <b>personal reimbursements\/gifts<\/b>, and keep evidence.<\/li>\n        <\/ul>\n\n        <h3>2) New \u201cworker &#038; senior\u201d deductions (and proof requirements)<\/h3>\n        <div class=\"cols\">\n          <div>\n            <b>A) Qualified Overtime Deduction (2025\u20132028)<\/b>\n            <ul>\n              <li>You may deduct the <b>overtime premium portion<\/b> (the amount above your regular rate).<\/li>\n              <li>Overtime must be <b>reported<\/b> on W\u20112\/1099\/statement or directly by the individual.<\/li>\n              <li>Annual cap: <b>$12,500<\/b> (single) or <b>$25,000<\/b> (joint).<\/li>\n              <li>Phase\u2011out begins at modified AGI over <b>$150,000<\/b> (single) \/ <b>$300,000<\/b> (joint).<\/li>\n            <\/ul>\n          <\/div>\n          <div>\n            <b>B) Bonus deduction for seniors (65+) (2025\u20132028)<\/b>\n            <ul>\n              <li>OBBB created a new senior deduction (separate from the regular \u201cage\/blind\u201d additional standard deduction).<\/li>\n              <li>Expect <b>income phase\u2011outs<\/b>. If you\u2019re near the threshold, planning matters.<\/li>\n              <li>Bring DOB proof + income documents so we can determine eligibility.<\/li>\n            <\/ul>\n          \n        <h3>2B) New deductions you may hear about (tips + vehicle loan interest)<\/h3>\n        <div class=\"cols\">\n          <div>\n            <b>Qualified Tips Deduction (2025\u20132028)<\/b>\n            <ul>\n              <li>Applies to <b>qualified tips<\/b> received in eligible occupations.<\/li>\n              <li>Tips must be <b>reported<\/b> (for example through employer\/payroll or other reporting).<\/li>\n              <li>Annual cap: <b>$25,000<\/b>; phase\u2011out begins at modified AGI over <b>$150,000<\/b> (single) \/ <b>$300,000<\/b> (joint).<\/li>\n            <\/ul>\n          <\/div>\n          <div>\n            <b>Qualified Vehicle Loan Interest Deduction (2025\u20132028)<\/b>\n            <ul>\n              <li>Interest paid on a qualified vehicle loan may be deductible up to <b>$10,000<\/b> per year (limits and phase\u2011outs apply).<\/li>\n              <li>Vehicle must meet the qualified rules; keep the loan statement and purchase documents.<\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n\n        <h3>2C) SALT cap change (itemizers)<\/h3>\n        <ul>\n          <li>OBBB increased the annual cap on the itemized deduction for state and local taxes (SALT) to <b>$40,000<\/b> (2025\u20132029) and indexed it for inflation.<\/li>\n          <li>High\u2011income phase\u2011out rules apply; we\u2019ll calculate whether itemizing beats the standard deduction.<\/li>\n        <\/ul>\n\n        <h3>2D) \u201cTrump accounts\u201d (new for children)<\/h3>\n        <ul>\n          <li>IRS guidance describes a new type of IRA for certain children born after 2024 and before 2029, with elections made on <b>Form 4547<\/b>.<\/li>\n          <li>If you\u2019re claiming child-related benefits and you heard about this, bring the child\u2019s birth info and any account paperwork.<\/li>\n        <\/ul>\n\n        <h3>3) Clean vehicle, home energy, and solar credits \u2014 accelerated end dates<\/h3>\n        <p>OBBB accelerated termination dates for key credits. If you\u2019re planning upgrades, timing is everything.<\/p>\n        <table>\n          <tr><th>Code<\/th><th>Program<\/th><th>OBBB termination \/ end<\/th><th>What you should do<\/th><\/tr>\n          <tr><td>25C<\/td><td>Energy Efficient Home Improvement Credit<\/td><td>No credit for property placed in service after <b>12\/31\/2025<\/b><\/td><td>Finish installation + place in service by 12\/31\/2025<\/td><\/tr>\n          <tr><td>25D<\/td><td>Residential Clean Energy (solar, battery, etc.)<\/td><td>No credit for expenditures made after <b>12\/31\/2025<\/b><\/td><td>Installation completion date matters (not just payment)<\/td><\/tr>\n          <tr><td>30D<\/td><td>New Clean Vehicle Credit<\/td><td>No credit for vehicles acquired after <b>09\/30\/2025<\/b><\/td><td>Binding contract + payment by 09\/30\/2025 may preserve eligibility<\/td><\/tr>\n          <tr><td>25E<\/td><td>Used Clean Vehicle Credit<\/td><td>No credit for vehicles acquired after <b>09\/30\/2025<\/b><\/td><td>Confirm acquisition date rules, keep dealer report<\/td><\/tr>\n          <tr><td>45W<\/td><td>Commercial Clean Vehicle Credit<\/td><td>No credit for vehicles acquired after <b>09\/30\/2025<\/b><\/td><td>Fleet\/business buyers should document contract timing<\/td><\/tr>\n        <\/table>\n\n        <h3>4) Remittance transfers \u2014 new 1% excise tax (providers)<\/h3>\n        <ul>\n          <li>Beginning <b>January 1, 2026<\/b>, certain remittance transfers paid by cash\/money order\/cashier\u2019s check (and similar physical instruments) are subject to a <b>1% excise tax<\/b> collected by remittance transfer providers.<\/li>\n          <li>Provider compliance includes semimonthly deposits and quarterly returns; penalty relief applies for early 2026 for providers who follow guidance.<\/li>\n        <\/ul>\n\n        <h3>5) HSA expansion (telehealth + eligibility changes)<\/h3>\n        <ul>\n          <li>Telehealth and remote care can be received <b>before meeting the HDHP deductible<\/b> without losing HSA contribution eligibility for plan years starting on\/after <b>01\/01\/2025<\/b> (permanent rule).<\/li>\n          <li>Additional HSA changes were issued in IRS Notice 2026\u201105 (bring your plan details if you\u2019re unsure).<\/li>\n        <\/ul>\n\n        <div class=\"callout\">\n          <b>YebboTax action plan:<\/b> If any OBBB item applies (1099\u2011K, overtime, energy\/EV deadlines, ACA reconciliation, crypto),\n          don\u2019t guess. Upload documents and we\u2019ll map them to the right forms and rules.\n          <div style=\"margin-top:10px;\">\n            <a class=\"btn primary\" href=\"tel:1619255530\">Call 619-255-5530<\/a>\n            <a class=\"btn\" href=\"#upload\">Upload Docs<\/a>\n          <\/div>\n        <\/div>\n      <\/section>\n\n      <section class=\"card\" id=\"brackets\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Tax brackets + standard deduction<\/h2><\/div>\n\n        <h3>Standard deduction (OBBB\u2011amended for 2025 tax year)<\/h3>\n        <table>\n          <tr><th>Filing status<\/th><th>Standard deduction<\/th><\/tr>\n          <tr><td>Single \/ Married Filing Separately<\/td><td><b>$15,750<\/b><\/td><\/tr>\n          <tr><td>Married Filing Joint \/ Surviving spouse<\/td><td><b>$31,500<\/b><\/td><\/tr>\n          <tr><td>Head of Household<\/td><td><b>$23,625<\/b><\/td><\/tr>\n        <\/table>\n\n        \n        <h3>2025 Federal income tax brackets (taxes due in 2026)<\/h3>\n        <p class=\"muted\">\n          These are the <b>2025<\/b> federal income tax brackets (for income earned in 2025, filed during the 2026 tax season).\n          Brackets are based on <b>taxable income<\/b> (after deductions). Only income within each band is taxed at that rate.\n        <\/p>\n\n        <h4 style=\"margin:10px 0 6px;\">Single<\/h4>\n        <table>\n          <tr><th>Rate<\/th><th>Taxable income<\/th><\/tr>\n          <tr><td>10%<\/td><td>$0 \u2013 $11,925<\/td><\/tr>\n          <tr><td>12%<\/td><td>$11,926 \u2013 $48,475<\/td><\/tr>\n          <tr><td>22%<\/td><td>$48,476 \u2013 $103,350<\/td><\/tr>\n          <tr><td>24%<\/td><td>$103,351 \u2013 $197,300<\/td><\/tr>\n          <tr><td>32%<\/td><td>$197,301 \u2013 $250,525<\/td><\/tr>\n          <tr><td>35%<\/td><td>$250,526 \u2013 $626,350<\/td><\/tr>\n          <tr><td>37%<\/td><td>$626,351+<\/td><\/tr>\n        <\/table>\n\n        <h4 style=\"margin:10px 0 6px;\">Married Filing Jointly (and Qualifying Surviving Spouse)<\/h4>\n        <table>\n          <tr><th>Rate<\/th><th>Taxable income<\/th><\/tr>\n          <tr><td>10%<\/td><td>$0 \u2013 $23,850<\/td><\/tr>\n          <tr><td>12%<\/td><td>$23,851 \u2013 $96,950<\/td><\/tr>\n          <tr><td>22%<\/td><td>$96,951 \u2013 $206,700<\/td><\/tr>\n          <tr><td>24%<\/td><td>$206,701 \u2013 $394,600<\/td><\/tr>\n          <tr><td>32%<\/td><td>$394,601 \u2013 $501,050<\/td><\/tr>\n          <tr><td>35%<\/td><td>$501,051 \u2013 $751,600<\/td><\/tr>\n          <tr><td>37%<\/td><td>$751,601+<\/td><\/tr>\n        <\/table>\n\n        <h4 style=\"margin:10px 0 6px;\">Head of Household<\/h4>\n        <table>\n          <tr><th>Rate<\/th><th>Taxable income<\/th><\/tr>\n          <tr><td>10%<\/td><td>$0 \u2013 $17,000<\/td><\/tr>\n          <tr><td>12%<\/td><td>$17,001 \u2013 $64,850<\/td><\/tr>\n          <tr><td>22%<\/td><td>$64,851 \u2013 $103,350<\/td><\/tr>\n          <tr><td>24%<\/td><td>$103,351 \u2013 $197,300<\/td><\/tr>\n          <tr><td>32%<\/td><td>$197,301 \u2013 $250,500<\/td><\/tr>\n          <tr><td>35%<\/td><td>$250,501 \u2013 $626,350<\/td><\/tr>\n          <tr><td>37%<\/td><td>$626,351+<\/td><\/tr>\n        <\/table>\n\n        <h4 style=\"margin:10px 0 6px;\">Married Filing Separately<\/h4>\n        <table>\n          <tr><th>Rate<\/th><th>Taxable income<\/th><\/tr>\n          <tr><td>10%<\/td><td>$0 \u2013 $11,925<\/td><\/tr>\n          <tr><td>12%<\/td><td>$11,926 \u2013 $48,475<\/td><\/tr>\n          <tr><td>22%<\/td><td>$48,476 \u2013 $103,350<\/td><\/tr>\n          <tr><td>24%<\/td><td>$103,351 \u2013 $197,300<\/td><\/tr>\n          <tr><td>32%<\/td><td>$197,301 \u2013 $250,525<\/td><\/tr>\n          <tr><td>35%<\/td><td>$250,526 \u2013 $375,800<\/td><\/tr>\n          <tr><td>37%<\/td><td>$375,801+<\/td><\/tr>\n        <\/table>\n\n        <details>\n          <summary>Quick example (how brackets work)<\/summary>\n          <p>\n            If your taxable income is $60,000 (Single), you do <b>not<\/b> pay 22% on all $60,000.\n            You pay 10% on the first band, 12% on the next band, and 22% only on the portion above $48,475.\n          <\/p>\n        <\/details>\n\n      <\/section>\n\n      <section class=\"card\" id=\"eic\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">EIC (Earned Income Credit) \u2014 maximum credit table<\/h2><\/div>\n        <table>\n          <tr><th>Qualifying children<\/th><th>Maximum EIC (2025)<\/th><\/tr>\n          <tr><td>0<\/td><td>$649<\/td><\/tr>\n          <tr><td>1<\/td><td>$4,328<\/td><\/tr>\n          <tr><td>2<\/td><td>$7,152<\/td><\/tr>\n          <tr><td>3+<\/td><td>$8,046<\/td><\/tr>\n        <\/table>\n      <\/section>\n\n      <section class=\"card\" id=\"child\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Child Credit Tables<\/h2><\/div>\n        <table>\n          <tr><th>Credit<\/th><th>Max amount<\/th><th>Key requirements<\/th><\/tr>\n          <tr><td><b>Child Tax Credit (CTC)<\/b><\/td><td>Up to <b>$2,000<\/b> per qualifying child<\/td><td>Child under 17; relationship\/residency\/support tests; income phase\u2011outs apply<\/td><\/tr>\n          <tr><td><b>Additional (refundable) CTC<\/b><\/td><td>Up to <b>$1,700<\/b> per child<\/td><td>Earned income rules; claimed on Schedule 8812<\/td><\/tr>\n        <\/table>\n      <\/section>\n\n      <section class=\"card\" id=\"edu\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Education credits (AOC + other education credits)<\/h2><\/div>\n        <table>\n          <tr><th>Credit<\/th><th>Max<\/th><th>Refundable?<\/th><th>Bring<\/th><\/tr>\n          <tr><td><b>American Opportunity Credit (AOC)<\/b><\/td><td>$2,500 per student<\/td><td>Up to $1,000 may be refundable<\/td><td>1098\u2011T + proof of expenses<\/td><\/tr>\n          <tr><td><b>Lifetime Learning Credit (LLC)<\/b><\/td><td>$2,000 per return<\/td><td>No<\/td><td>1098\u2011T + receipts<\/td><\/tr>\n        <\/table>\n      <\/section>\n\n      <section class=\"card\" id=\"1099\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">1099s + digital payments<\/h2><\/div>\n        <div class=\"cols\">\n          <div>\n            <b>Forms you may see<\/b>\n            <ul>\n              <li>1099\u2011NEC (contractor)<\/li>\n              <li>1099\u2011K (platform payments)<\/li>\n              <li>1099\u2011INT \/ 1099\u2011DIV (banks\/investments)<\/li>\n              <li>1099\u2011R (retirement)<\/li>\n              <li>W\u20112G (gambling)<\/li>\n            <\/ul>\n          <\/div>\n          <div>\n            <b>Bring these records<\/b>\n            <ul>\n              <li>Bank + app statements (PayPal\/Venmo\/Cash App, etc.)<\/li>\n              <li>Receipts and invoices<\/li>\n              <li>Mileage log (if you drove for work)<\/li>\n              <li>Proof of reimbursements (to avoid misreporting)<\/li>\n            <\/ul>\n          <\/div>\n        <\/div>\n      <\/section>\n\n      <section class=\"card\" id=\"crypto\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Crypto &#038; digital assets<\/h2><\/div>\n        <ul>\n          <li>Taxable events include selling, trading, converting, or spending crypto.<\/li>\n          <li>Keep cost basis + transaction history (exchange CSVs, wallet logs).<\/li>\n        <\/ul>\n      <\/section>\n\n      <section class=\"card\" id=\"aca\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">ACA \/ Obamacare (Marketplace)<\/h2><\/div>\n        <ul>\n          <li>If you had Marketplace coverage, you must reconcile premium tax credit.<\/li>\n          <li>Bring <b>1095\u2011A<\/b> (missing it delays refunds).<\/li>\n        <\/ul>\n      <\/section>\n\n      <section class=\"card\" id=\"deductions\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Deductions<\/h2><\/div>\n        <ul>\n          <li>Self\u2011employed: mileage, supplies, home office (if qualified), phone\/internet (business %), advertising, software.<\/li>\n          <li>Employees: most unreimbursed expenses are not deductible federally (special cases exist).<\/li>\n        <\/ul>\n      <\/section>\n\n      <section class=\"card\" id=\"foreign\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Foreign income exclusion (FEIE)<\/h2><\/div>\n        <p>Worldwide income reporting may apply. FEIE or foreign tax credit may reduce tax if you qualify.<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"students\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">F\u20111 students<\/h2><\/div>\n        <p>Many must file Form 8843; some file 1040\u2011NR. Treaty rules vary by country.<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"military\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Military<\/h2><\/div>\n        <p>Deployment, combat pay, extensions, and state residency need careful handling.<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"life\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Alimony \u2022 child support \u2022 spouse death<\/h2><\/div>\n        <ul>\n          <li>Child support: not deductible\/taxable.<\/li>\n          <li>Alimony: depends on agreement date\u2014bring documents.<\/li>\n          <li>Spouse death: filing status rules can change.<\/li>\n        <\/ul>\n      <\/section>\n\n      <section class=\"card\" id=\"retirement\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">401(k) withdrawal \/ 1099\u2011R<\/h2><\/div>\n        <p>Withdrawals can create tax and penalties unless exceptions apply. Rollovers must be documented.<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"loans\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Student loans<\/h2><\/div>\n        <p>Student loan interest deduction may be up to $2,500 if eligible (income limits apply).<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"car\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">New car purchase reporting<\/h2><\/div>\n        <p>Car purchase matters mainly for business use deductions or EV credits (timing rules apply).<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"energy\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Energy credit<\/h2><\/div>\n        <p>Bring invoices + completion dates. OBBB changed end dates for several credits.<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"gambling\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Gambling loss<\/h2><\/div>\n        <p>Losses are only deductible if you itemize and keep records (up to winnings).<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"ihss\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">IHSS income<\/h2><\/div>\n        <p>IHSS treatment depends on facts; bring pay stubs\/W\u20112 and relationship details.<\/p>\n      <\/section>\n\n      <section class=\"card\" id=\"intake\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Free 5\u2011minute checkup<\/h2><\/div>\n        <details open><summary>Income types<\/summary><p>W\u20112 \u2022 1099\u2011NEC \u2022 1099\u2011K \u2022 crypto \u2022 foreign \u2022 1099\u2011R \u2022 W\u20112G \u2022 IHSS<\/p><\/details>\n        <details><summary>Credits<\/summary><p>EIC \u2022 Child \u2022 Education \u2022 Energy\/EV \u2022 ACA<\/p><\/details>\n        <details><summary>Special situations<\/summary><p>F\u20111 \u2022 military \u2022 divorce \u2022 spouse death \u2022 multi\u2011state<\/p><\/details>\n        <div class=\"callout\"><b>CTA:<\/b> <a href=\"tel:1619255530\">Call 619\u2011255\u20115530<\/a> or email <b>info@yebbo.com<\/b>.<\/div>\n      <\/section>\n\n      <section class=\"card\" id=\"upload\" style=\"margin-top:16px;\">\n        <div class=\"hlogo\"><img decoding=\"async\" src=\"https:\/\/yebbo.com\/2013\/wp-content\/uploads\/2025\/12\/ChatGPT-Image-Dec-14-2025-07_31_40-PM-300x300.png\" alt=\"YebboTax logo\"><h2 style=\"margin:0;\">Contact + Upload<\/h2><\/div>\n        <p><b>Phone:<\/b> 619-255-5530<br><b>Email:<\/b> info@yebbo.com<\/p>\n        <div class=\"callout\"><b>Upload:<\/b> Replace this with your secure upload form link\/embed (WPForms\/Gravity Forms\/client portal).<\/div>\n        <p class=\"muted\">Disclaimer: Educational information only; not legal advice. \u00a9 1999\u20132026 YebboTax \u2022 Powered by Yebbo.com<\/p>\n      <\/section>\n\n      <div class=\"footer\"><b>\u00a9 1999\u20132026 YebboTax<\/b> \u2022 Powered by Yebbo.com \u2022 619-255-5530<\/div>\n    <\/main>\n  <\/div>\n<\/div>\n\n<div class=\"sticky-cta\">\n  <a class=\"btn primary\" href=\"tel:1619255530\">Call<\/a>\n  <a class=\"btn\" href=\"#upload\">Upload<\/a>\n  <a class=\"btn\" href=\"#intake\">Checkup<\/a>\n<\/div>\n\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>YebboTax \u2022 2026 Tax Season Mega Hub (Filing 2025) YebboTax \u2022 2026 Tax Season Mega Hub Filing 2025 returns \u2022 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":504,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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