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<\/style>\n<\/head>\n<body>\n <div class=\"wrap\">\n \n <div class=\"topbar\" role=\"banner\" aria-label=\"YebboTax header\">\n <div class=\"brand\">\n <div class=\"logo\" aria-hidden=\"true\">\n <svg viewBox=\"0 0 24 24\" fill=\"none\">\n <path d=\"M7 18h10M9 6h6M8.5 10h7M7.5 14h9\" stroke=\"#062015\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n <\/svg>\n <\/div>\n <div>\n <strong>YebboTax<\/strong>\n <small>FBAR \u2022 Foreign Account & Income Reporting \u2022 Since 1999<\/small>\n <\/div>\n <\/div>\n <div class=\"contact\">\n <a class=\"pill\" href=\"tel:+16192555530\" title=\"Call YebboTax\">\n <strong>Call<\/strong> <span>619-255-5530<\/span>\n <\/a>\n <a class=\"pill\" href=\"mailto:info@yebbo.com?subject=FBAR%20%26%20Foreign%20Reporting%20Help\" title=\"Email YebboTax\">\n <strong>Email<\/strong> <span>info@yebbo.com<\/span>\n <\/a>\n <a class=\"pill\" href=\"#languages\" title=\"Jump to translations\"><strong>Translations<\/strong> <span>\u2193<\/span><\/a>\n <\/div>\n <\/div>\n\n \n <section class=\"hero\" aria-label=\"FBAR and foreign reporting guide hero\">\n <div class=\"hero-inner\">\n <div>\n <div class=\"badge\">Educational Guide \u2022 Immigrants & Seniors \u2022 Light Background \/ Dark Text<\/div>\n <h1>FBAR & Foreign Income Reporting<\/h1>\n <p class=\"lead\">\n Many immigrants and seniors have overseas accounts, pensions, or family joint accounts and do not realize the U.S.\n may require <strong>disclosure<\/strong> (FBAR\/FATCA) and <strong>income reporting<\/strong>.\n This page explains the basics in plain English and shows a safe path to fix past years.\n <\/p>\n <div class=\"cta-row\">\n <a class=\"btn primary\" href=\"tel:+16192555530\">Call for a quick review<\/a>\n <a class=\"btn\" href=\"#checklist\">See checklist<\/a>\n <a class=\"btn\" href=\"#faqs\">FAQs<\/a>\n <\/div>\n <div class=\"callout\" style=\"margin-top:14px;\">\n <strong style=\"color:var(--text)\">Quick note:<\/strong>\n People often type \u201c9848\u201d by mistake \u2014 the IRS paper-file explanation form is usually <strong>Form 8948<\/strong>.\n <\/div>\n <\/div>\n\n <aside class=\"hero-card\">\n <strong>Quick \u201cDo I need FBAR?\u201d test<\/strong>\n <ul class=\"klist\">\n <li>You are a U.S. person (citizen \/ green card \/ resident alien), and<\/li>\n <li>You had foreign financial accounts, and<\/li>\n <li>Total value exceeded <strong>$10,000<\/strong> at any time during the year.<\/li>\n <\/ul>\n <div class=\"chips\">\n <span class=\"chip good\">FBAR: FinCEN 114<\/span>\n <span class=\"chip warn\">IRS: Form 8938<\/span>\n <span class=\"chip\">IRS: Form 8948<\/span>\n <span class=\"chip\">Streamlined<\/span>\n <\/div>\n <\/aside>\n <\/div>\n <\/section>\n\n \n <section class=\"grid\" aria-label=\"Main reporting sections\">\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>1) FBAR (FinCEN Form 114)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p><strong>FBAR is not a tax form.<\/strong> It is a disclosure report for foreign financial accounts.<\/p>\n <p><strong>Trigger:<\/strong> if the total value of all foreign accounts exceeds <strong>$10,000<\/strong> at any time during the year (even one day).<\/p>\n <table class=\"table\" role=\"table\" aria-label=\"FBAR quick facts\">\n <thead>\n <tr><th>Item<\/th><th>What it means<\/th><\/tr>\n <\/thead>\n <tbody>\n <tr><td>Filed with<\/td><td>FinCEN (U.S. Treasury), electronically<\/td><\/tr>\n <tr><td>Deadline<\/td><td>April 15 (automatic extension to Oct 15)<\/td><\/tr>\n <tr><td>Common accounts<\/td><td>Checking, savings, joint family accounts, some foreign pensions\/investments<\/td><\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/article>\n\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>2) IRS Form 8938 (FATCA)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p><strong>Form 8938 is filed with your IRS tax return<\/strong> when foreign assets exceed certain thresholds.<\/p>\n <p>Some taxpayers must file <strong>FBAR only<\/strong>, some <strong>8938 only<\/strong>, and some must file <strong>both<\/strong>.<\/p>\n <div class=\"callout\">\n <strong style=\"color:var(--text)\">Common surprise for immigrants & seniors:<\/strong>\n overseas retirement\/pension accounts and joint family accounts can trigger reporting.\n <\/div>\n <\/div>\n <\/article>\n\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>3) IRS Form 8948 (Why the return was not e-filed)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p><strong>Form 8948 explains why a return was filed on paper<\/strong> instead of e-filed.<\/p>\n <p>This can be relevant for seniors, disability, limited internet access, or other constraints that made e-file unreasonable.<\/p>\n <\/div>\n <\/article>\n\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>4) Foreign Income Reporting<\/h2>\n <\/div>\n <div class=\"bd\">\n <p>Foreign income can include overseas pensions, rental income, interest\/dividends, and business\/self-employment income.<\/p>\n <p>Even if you paid tax abroad, U.S. reporting may still be required (rules vary by situation).<\/p>\n <\/div>\n <\/article>\n\n <article class=\"card\" style=\"grid-column: span 12;\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>5) Streamlined Procedures (Fix past years for non-willful mistakes)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p>\n Streamlined filing compliance is designed for taxpayers who failed to report foreign income\/accounts due to\n <strong>non-willful<\/strong> reasons (many immigrants and seniors simply didn\u2019t know).\n <\/p>\n <div class=\"two-col\">\n <div class=\"mini\">\n <strong>Typical streamlined package<\/strong>\n <ul class=\"klist\">\n <li><strong>3 years<\/strong> of amended\/late tax returns (commonly)<\/li>\n <li><strong>6 years<\/strong> of FBAR filings<\/li>\n <li>A signed explanation of <strong>non-willfulness<\/strong><\/li>\n <\/ul>\n <\/div>\n <div class=\"mini\">\n <strong>Why it matters<\/strong>\n <ul class=\"klist\">\n <li>Creates a legal path to correct past years<\/li>\n <li>Often reduces penalties when done correctly<\/li>\n <li>Helps you stay compliant going forward<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"callout\" style=\"margin-top:12px;\">\n <strong style=\"color:var(--text)\">Non-willful<\/strong> generally means negligence, inadvertence, or good-faith misunderstanding \u2014 not intentional hiding.\n <\/div>\n <\/div>\n <\/article>\n <\/section>\n\n \n <section id=\"checklist\" class=\"section\" aria-label=\"Client checklist\">\n <div class=\"section-hd\">\n <h2>Client Checklist (Bring this info)<\/h2>\n <div class=\"chips\">\n <span class=\"chip good\">Saves time<\/span>\n <span class=\"chip warn\">Prevents errors<\/span>\n <\/div>\n <\/div>\n <div style=\"padding:14px 16px 16px; color:var(--muted);\">\n <div class=\"two-col\">\n <div class=\"mini\">\n <strong>Foreign Accounts<\/strong>\n <ul class=\"klist\">\n <li>Country and bank name(s)<\/li>\n <li>Account type (savings, joint, pension, investment)<\/li>\n <li>Highest balance during the year (estimate OK to start)<\/li>\n <li>Who owns it \/ who has access \/ signature authority<\/li>\n <\/ul>\n <\/div>\n <div class=\"mini\">\n <strong>Foreign Income<\/strong>\n <ul class=\"klist\">\n <li>Pension statements (if any)<\/li>\n <li>Rental income records (if any)<\/li>\n <li>Interest\/dividend statements (if any)<\/li>\n <li>Foreign taxes paid (receipts\/summaries)<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"cta-row\" style=\"margin-top:12px\">\n <a class=\"btn primary\" href=\"tel:+16192555530\">Call 619-255-5530<\/a>\n <a class=\"btn\" href=\"mailto:info@yebbo.com?subject=FBAR%20Checklist%20Submission&body=Hi%20YebboTax%2C%0A%0AHere%20is%20my%20foreign%20reporting%20summary%3A%0A-%20U.S.%20status%3A%0A-%20Countries%3A%0A-%20Account%20types%3A%0A-%20Highest%20total%20balance noted%3A%0A-%20Foreign%20income types%3A%0A-%20Years possibly missed%3A%0A%0AThank%20you!\">Email checklist<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"section\" aria-label=\"Recommended item\">\n <div class=\"section-hd\">\n <h2>Recommended Resource<\/h2>\n <div class=\"chips\"><span class=\"chip\">Amazon Affiliate<\/span><\/div>\n <\/div>\n <div class=\"adblock\">\n <div class=\"callout\">\n <strong style=\"color:var(--text)\">Affiliate disclosure:<\/strong>\n This section contains an affiliate link. If you purchase through it, Yebbo may earn a commission at no extra cost to you.\n <\/div>\n\n \n <div style=\"margin-top:12px;\">\n <a href=\"https:\/\/www.amazon.com\/dp\/B0FQF9ZX7P?th=1&linkCode=ll2&tag=mitikuamdewor-20&linkId=192bf15d433effb5bc9cc9d6599eeccf&language=en_US&ref_=as_li_ss_tl\">https:\/\/www.amazon.com\/dp\/B0FQF9ZX7P?th=1&linkCode=ll2&tag=mitikuamdewor-20&linkId=192bf15d433effb5bc9cc9d6599eeccf&language=en_US&ref_=as_li_ss_tl<\/a>\n <div><br \/><\/div>\n <div>\n <div class=\"separator\" style=\"clear: both; text-align: center;\">\n <a href=\"https:\/\/amzn.to\/4klKQTA\" style=\"margin-left: 1em; margin-right: 1em;\">\n <img loading=\"lazy\" decoding=\"async\" alt=\"\" data-original-height=\"1500\" data-original-width=\"1297\" height=\"240\"\n src=\"https:\/\/blogger.googleusercontent.com\/img\/a\/AVvXsEixuZ_fV07Ms19C9gVQWPjQdvfvtPRvOIY54oKCs0i7C4wSdB3ykOBhj8K538_wzv567nSYbCJ8cjlJPU2x43fZRxl5UIrIUt0mwVyqgqSkj5i-f6hFUwnfRedpiPuFxgeUCk1DqTAeQEE2rzvE6gz9WrO_aUtlsBucXRUhf5fbG9tdvcXkawODyzp-WN4\"\n width=\"208\" \/>\n <\/a>\n <\/div>\n <br \/><br \/>\n <\/div>\n <\/div>\n \n <\/div>\n <\/section>\n\n \n <section id=\"languages\" class=\"section\" aria-label=\"Translations\">\n <div class=\"section-hd\">\n <h2>Translations<\/h2>\n <div class=\"chips\">\n <span class=\"chip\">Amharic<\/span>\n <span class=\"chip\">Spanish<\/span>\n <span class=\"chip\">French<\/span>\n <span class=\"chip\">Haitian Creole<\/span>\n <\/div>\n <\/div>\n\n <div class=\"tabs\" role=\"tablist\" aria-label=\"Language tabs\">\n <button class=\"tabbtn active\" data-tab=\"en\" role=\"tab\" aria-selected=\"true\">English<\/button>\n <button class=\"tabbtn\" data-tab=\"am\" role=\"tab\" aria-selected=\"false\">\u12a0\u121b\u122d\u129b<\/button>\n <button class=\"tabbtn\" data-tab=\"es\" role=\"tab\" aria-selected=\"false\">Espa\u00f1ol<\/button>\n <button class=\"tabbtn\" data-tab=\"fr\" role=\"tab\" aria-selected=\"false\">Fran\u00e7ais<\/button>\n <button class=\"tabbtn\" data-tab=\"ht\" role=\"tab\" aria-selected=\"false\">Krey\u00f2l Ayisyen<\/button>\n <\/div>\n\n \n <div class=\"lang active\" id=\"lang-en\" role=\"tabpanel\">\n <h3>English Summary<\/h3>\n <p><strong>FBAR & Foreign Reporting:<\/strong> If you are a U.S. person and your foreign accounts exceed $10,000 total at any time, you may need to file FBAR (FinCEN 114). You may also need IRS Form 8938 (FATCA) and must report foreign income. If you missed past years by mistake, Streamlined procedures may help fix it.<\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> Disclosure of foreign accounts (not a tax form).<\/li>\n <li><strong>Form 8938 (FATCA):<\/strong> Filed with your tax return for certain foreign assets above thresholds.<\/li>\n <li><strong>Form 8948:<\/strong> Explains why a return was filed on paper instead of e-filed.<\/li>\n <li><strong>Foreign income:<\/strong> Pensions, rental, interest, dividends, business income\u2014may need to be reported.<\/li>\n <li><strong>Streamlined:<\/strong> Often involves 3 years of returns + 6 years of FBARs with a non-willful statement.<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-am\" role=\"tabpanel\">\n <h3>\u12a0\u1320\u1243\u120b\u12ed \u1218\u130d\u1208\u132b (\u12a0\u121b\u122d\u129b)<\/h3>\n <p>\n <strong>FBAR \u12a5\u1293 \u12e8\u12cd\u132d \u1200\u1265\u1275\/\u1308\u1262 \u122a\u1356\u122d\u1275:<\/strong>\n \u12a5\u122d\u1235\u12ce \u12e8\u12a0\u121c\u122a\u12ab \u1273\u12ad\u1235 \u1270\u12a8\u134b\u12ed (U.S. person) \u12a8\u1206\u1291 \u12a5\u1293 \u12e8\u12cd\u132d \u1263\u1295\u12ad\/\u134b\u12ed\u1293\u1295\u1235 \u1218\u1208\u12eb\u12ce\u127d\u12ce \u12a0\u1320\u1243\u120b\u12ed \u12a5\u1234\u1275 \u1260\u12a0\u1295\u12f5 \u12d3\u1218\u1275 \u12cd\u1235\u1325 \u1262\u12eb\u1295\u1235 \u12a0\u1295\u12f5 \u130a\u12dc <strong>$10,000<\/strong> \u1262\u123b\u1308\u122d \u1363\n <strong>FBAR (FinCEN 114)<\/strong> \u1218\u1219\u120b\u1275 \u120a\u12eb\u1235\u1348\u120d\u130d\u12ce \u12ed\u127d\u120b\u120d\u1362 \u1260\u1270\u1328\u121b\u122a\u121d <strong>IRS Form 8938 (FATCA)<\/strong> \u120a\u12eb\u1235\u1348\u120d\u130d \u12ed\u127d\u120b\u120d \u12a5\u1293 \u12e8\u12cd\u132d \u1308\u1262\u12ce\u1295 \u1260\u1273\u12ad\u1235 \u1218\u1218\u1208\u123b\u12ce \u120b\u12ed \u1218\u122a\u1356\u122d\u1275 \u121b\u12f5\u1228\u130d \u12ed\u1296\u122d\u1266\u1273\u120d\u1362 \u12a8\u1240\u12f5\u121e \u12d3\u1218\u1273\u1275 \u121b\u1235\u1228\u1303 \u12ab\u120d\u1270\u12f0\u1228\u1308 \u1363 \u1260\u1235\u1205\u1270\u1275\/\u1260\u12d5\u12cd\u1240\u1275 \u12a5\u1325\u1228\u1275 \u12a8\u1206\u1290 \u1363 <strong>Streamlined<\/strong> \u1202\u12f0\u1275 \u120a\u1228\u12f3 \u12ed\u127d\u120b\u120d\u1362\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> \u12e8\u12cd\u132d \u1218\u1208\u12eb\u12ce\u127d \u1218\u130d\u1208\u132b \u122a\u1356\u122d\u1275 (\u1273\u12ad\u1235 \u1245\u133d \u12a0\u12ed\u12f0\u1208\u121d)\u1362<\/li>\n <li><strong>Form 8938 (FATCA):<\/strong> \u12a8\u1273\u12ad\u1235 \u1218\u1218\u1208\u123b\u12ce \u130b\u122d \u1208\u12a0\u1295\u12f3\u1295\u12f5 \u12e8\u12cd\u132d \u1200\u1265\u1276\u127d \u12a8\u1218\u1320\u1295 \u1260\u120b\u12ed \u1232\u1206\u1295 \u12ed\u121e\u120b\u120d\u1362<\/li>\n <li><strong>Form 8948:<\/strong> \u1218\u1218\u1208\u123b\u12cd \u1208\u121d\u1295 \u1260\u12c8\u1228\u1240\u1275 \u1270\u120b\u12a8 (e-file \u12a0\u120d\u1270\u12f0\u1228\u1308\u121d) \u12e8\u121a\u1308\u120d\u133d \u1245\u133d\u1362<\/li>\n <li><strong>\u12e8\u12cd\u132d \u1308\u1262:<\/strong> \u1350\u1295\u123d\u1295\u1363 \u1264\u1275 \u12aa\u122b\u12ed \u1308\u1262\u1363 \u12c8\u1208\u12f5\/\u12f2\u126a\u12f0\u1295\u12f5\u1363 \u1295\u130d\u12f5 \u1308\u1262 \u12c8\u12d8\u1270 \u120a\u122a\u1356\u122d\u1271 \u12ed\u127d\u120b\u1209\u1362<\/li>\n <li><strong>Streamlined:<\/strong> \u1265\u12d9 \u130a\u12dc 3 \u12d3\u1218\u1275 \u1218\u1218\u1208\u123b + 6 \u12d3\u1218\u1275 FBAR \u12a5\u1293 \u201c\u1260\u134d\u1275\u1215 \u1233\u12ed\u1206\u1295 \u1260\u1235\u1205\u1270\u1275\u201d \u12e8\u121a\u1208\u12cd \u1218\u130d\u1208\u132b \u12ed\u1320\u12ed\u1243\u120d\u1362<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-es\" role=\"tabpanel\">\n <h3>Resumen (Espa\u00f1ol)<\/h3>\n <p>\n <strong>FBAR y reportes internacionales:<\/strong>\n Si usted es una \u201cpersona de EE. UU.\u201d y el valor total de sus cuentas financieras en el extranjero supera\n <strong>$10,000<\/strong> en cualquier momento del a\u00f1o, es posible que deba presentar el <strong>FBAR (FinCEN 114)<\/strong>.\n Tambi\u00e9n puede aplicar el <strong>Formulario 8938 (FATCA)<\/strong> con su declaraci\u00f3n de impuestos, y debe reportar\n ciertos <strong>ingresos del extranjero<\/strong>. Si omiti\u00f3 a\u00f1os anteriores por desconocimiento (no intencional),\n los procedimientos <strong>Streamlined<\/strong> pueden ayudar a corregirlo.\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> Divulgaci\u00f3n de cuentas extranjeras (no es un formulario de impuestos).<\/li>\n <li><strong>Formulario 8938 (FATCA):<\/strong> Se presenta con la declaraci\u00f3n de impuestos cuando se superan ciertos umbrales.<\/li>\n <li><strong>Formulario 8948:<\/strong> Explica por qu\u00e9 se present\u00f3 la declaraci\u00f3n en papel en lugar de e-file.<\/li>\n <li><strong>Ingresos extranjeros:<\/strong> Pensiones, renta, intereses, dividendos, ingresos de negocio, etc.<\/li>\n <li><strong>Streamlined:<\/strong> Frecuentemente incluye 3 a\u00f1os de declaraciones + 6 a\u00f1os de FBAR con una declaraci\u00f3n de no intencionalidad.<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-fr\" role=\"tabpanel\">\n <h3>R\u00e9sum\u00e9 (Fran\u00e7ais)<\/h3>\n <p>\n <strong>FBAR et d\u00e9clarations internationales :<\/strong>\n Si vous \u00eates une \u201cU.S. person\u201d et que la valeur totale de vos comptes financiers \u00e0 l\u2019\u00e9tranger d\u00e9passe\n <strong>10 000 $<\/strong> \u00e0 n\u2019importe quel moment de l\u2019ann\u00e9e, vous pourriez devoir d\u00e9poser le <strong>FBAR (FinCEN 114)<\/strong>.\n Vous pourriez aussi devoir joindre le <strong>Formulaire 8938 (FATCA)<\/strong> \u00e0 votre d\u00e9claration d\u2019imp\u00f4ts, et d\u00e9clarer\n certains <strong>revenus \u00e9trangers<\/strong>. Si des ann\u00e9es pass\u00e9es ont \u00e9t\u00e9 manqu\u00e9es par m\u00e9connaissance (non intentionnel),\n la proc\u00e9dure <strong>Streamlined<\/strong> peut aider \u00e0 corriger la situation.\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114) :<\/strong> D\u00e9claration des comptes \u00e9trangers (ce n\u2019est pas un formulaire d\u2019imp\u00f4t).<\/li>\n <li><strong>Formulaire 8938 (FATCA) :<\/strong> \u00c0 joindre \u00e0 la d\u00e9claration d\u2019imp\u00f4ts si certains seuils sont d\u00e9pass\u00e9s.<\/li>\n <li><strong>Formulaire 8948 :<\/strong> Explique pourquoi la d\u00e9claration a \u00e9t\u00e9 envoy\u00e9e sur papier plut\u00f4t que par voie \u00e9lectronique.<\/li>\n <li><strong>Revenus \u00e9trangers :<\/strong> Retraites\/pensions, loyers, int\u00e9r\u00eats, dividendes, revenus d\u2019entreprise, etc.<\/li>\n <li><strong>Streamlined :<\/strong> Souvent 3 ans de d\u00e9clarations + 6 ans de FBAR avec une attestation de non-volont\u00e9.<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-ht\" role=\"tabpanel\">\n <h3>Rezime (Krey\u00f2l Ayisyen)<\/h3>\n <p>\n <strong>FBAR ak rap\u00f2 sou kont\/byen aletranje:<\/strong>\n Si ou se yon \u201cU.S. person\u201d epi val\u00e8 total kont finansye ou aletranje depase <strong>$10,000<\/strong>\n nenp\u00f2t moman pandan ane a, ou ka bezwen ranpli <strong>FBAR (FinCEN 114)<\/strong>.\n Ou ka bezwen tou <strong>F\u00f2m 8938 (FATCA)<\/strong> ansanm ak deklarasyon taks ou, epi ou dwe rap\u00f2te\n k\u00e8k <strong>revni aletranje<\/strong>. Si ou te rate k\u00e8k ane paske ou pa t konnen (pa t entansyon\u00e8l),\n pwosedi <strong>Streamlined<\/strong> ka ede w ranje sa.\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> Rap\u00f2 sou kont aletranje (li pa yon f\u00f2m taks).<\/li>\n <li><strong>F\u00f2m 8938 (FATCA):<\/strong> Ranpli ak deklarasyon taks la si ou depase k\u00e8k limit.<\/li>\n <li><strong>F\u00f2m 8948:<\/strong> Eksplike poukisa ou te depoze sou papye olye de e-file.<\/li>\n <li><strong>Revni aletranje:<\/strong> Pansyon, lwaye, enter\u00e8, dividann, revni biznis, elatriye.<\/li>\n <li><strong>Streamlined:<\/strong> Souvan gen 3 ane deklarasyon + 6 ane FBAR ak yon deklarasyon \u201cpa t entansyon\u00e8l\u201d.<\/li>\n <\/ul>\n <\/div>\n <\/section>\n\n \n <section id=\"faqs\" class=\"section\" aria-label=\"FAQs\">\n <div class=\"section-hd\">\n <h2>FAQs<\/h2>\n <div class=\"chips\"><span class=\"chip\">Educational<\/span><\/div>\n <\/div>\n\n <details>\n <summary>Is FBAR the same as Form 8938?<\/summary>\n <p>No. FBAR (FinCEN 114) is filed with FinCEN. Form 8938 (FATCA) is filed with your IRS tax return. Some people must file both.<\/p>\n <\/details>\n\n <details>\n <summary>What if I never bring the money to the U.S.?<\/summary>\n <p>Reporting can still be required. The rules often depend on your U.S. status and the existence\/value of foreign accounts\/assets, not whether you transferred the money.<\/p>\n <\/details>\n\n <details>\n <summary>What if I missed years?<\/summary>\n <p>Many taxpayers correct past years using proper procedures. If your mistake was non-willful, Streamlined may be an option depending on facts.<\/p>\n <\/details>\n <\/section>\n\n \n <footer class=\"footer\" role=\"contentinfo\">\n <div class=\"two-col\">\n <div class=\"mini\">\n <strong>YebboTax Contact<\/strong>\n <div class=\"muted\" style=\"margin-top:8px\">\n Phone: <a href=\"tel:+16192555530\">619-255-5530<\/a><br\/>\n Email: <a href=\"mailto:info@yebbo.com\">info@yebbo.com<\/a><br\/>\n <span class=\"muted\">Powered by Yebbo.com \u2022 Since 1999<\/span>\n <\/div>\n <\/div>\n <div class=\"mini\">\n <strong>Educational Disclaimer<\/strong>\n <p class=\"muted\" style=\"margin:8px 0 0\">\n This content is for general educational information only and is not legal advice. International reporting rules are fact-specific.\n Consult a qualified tax professional for your situation.\n <\/p>\n <\/div>\n <\/div>\n\n <p class=\"muted\" style=\"margin:12px 0 0\">\n \u00a9 <span id=\"y\"><\/span> YebboTax. 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{"id":230,"date":"2026-02-06T21:32:49","date_gmt":"2026-02-06T21:32:49","guid":{"rendered":"https:\/\/yebbo.com\/2013\/?p=230"},"modified":"2026-02-06T23:40:36","modified_gmt":"2026-02-06T23:40:36","slug":"fbar-foreign-reporting-what-to-file-when-and-whats-streamlined","status":"publish","type":"post","link":"https:\/\/yebbo.com\/2013\/2026\/02\/06\/fbar-foreign-reporting-what-to-file-when-and-whats-streamlined\/","title":{"rendered":"FBAR + Foreign Reporting: What to File, When, and What\u2019s \u201cStreamlined\u201d"},"content":{"rendered":"\n\n\n\n \n \n YebboTax | FBAR & Foreign Reporting Guide (Immigrants & Seniors)<\/title>\n <meta name=\"description\" content=\"YebboTax educational guide to FBAR (FinCEN 114), IRS Form 8938 (FATCA), Form 8948, foreign income reporting, and Streamlined filing\u2014built for immigrants and seniors.\"\/>\n <style>\n :root{\n --bg:#f7f9fc;\n --card:#ffffff;\n --text:#0b1220;\n --muted:#44506a;\n --line:rgba(12,18,32,.12);\n --accent:#0ea5e9; \/* 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.chip.good{border-color: rgba(34,197,94,.35); color:#14532d; background: rgba(34,197,94,.08)}\n .chip.warn{border-color: rgba(245,158,11,.35); color:#7c2d12; background: rgba(245,158,11,.10)}\n .section{\n margin-top:16px;\n border:1px solid var(--line);\n border-radius:var(--radius);\n background: #fff;\n box-shadow: 0 10px 28px rgba(12,18,32,.08);\n overflow:hidden;\n }\n .section-hd{\n padding:16px;\n border-bottom:1px solid var(--line);\n background: rgba(14,165,233,.06);\n display:flex; align-items:center; justify-content:space-between; gap:10px;\n }\n .section-hd h2{margin:0; font-size:18px}\n .two-col{display:grid; grid-template-columns: 1fr 1fr; gap:14px}\n .mini{\n padding:12px;\n border:1px solid rgba(12,18,32,.10);\n border-radius:14px;\n background: #fff;\n }\n .mini strong{color:var(--text)}\n details{\n border-top:1px solid rgba(12,18,32,.10);\n padding:0 16px;\n }\n details:first-of-type{border-top:0}\n summary{\n cursor:pointer;\n padding:14px 0;\n list-style:none;\n color:var(--text);\n font-weight:800;\n }\n summary::-webkit-details-marker{display:none}\n details p{margin:0 0 14px; color:var(--muted)}\n .footer{\n margin-top:16px;\n color:var(--muted);\n font-size:13px;\n padding:16px;\n border:1px solid var(--line);\n border-radius:var(--radius);\n background: #fff;\n box-shadow: 0 10px 28px rgba(12,18,32,.08);\n }\n\n \/* Language tabs *\/\n .tabs{display:flex; flex-wrap:wrap; gap:8px; padding:14px 16px; border-bottom:1px solid var(--line); background:#fff;}\n .tabbtn{\n border:1px solid var(--line);\n background:#fff;\n padding:8px 12px;\n border-radius:999px;\n font-weight:800;\n cursor:pointer;\n color:var(--muted);\n }\n .tabbtn.active{\n color:var(--text);\n border-color: rgba(14,165,233,.35);\n background: rgba(14,165,233,.08);\n }\n .lang{display:none; padding:14px 16px 16px;}\n .lang.active{display:block;}\n .lang h3{margin:0 0 8px; color:var(--text)}\n .lang p{margin:0 0 10px; color:var(--muted)}\n .lang ul{margin:0; padding-left:18px; color:var(--muted)}\n .lang li{margin:6px 0}\n\n \/* Amazon embed block *\/\n .adblock{\n padding:14px 16px 16px;\n }\n .adblock .callout{margin-top:0}\n @media (max-width: 940px){\n .hero-inner{grid-template-columns: 1fr}\n .card{grid-column: span 12}\n .two-col{grid-template-columns: 1fr}\n .contact{justify-content:flex-start}\n h1{font-size:30px}\n }\n @media print{\n body{background:#fff; color:#111}\n .topbar,.hero,.card,.section,.footer{box-shadow:none}\n .wrap{padding:0}\n .tabs{display:none}\n .lang{display:block !important}\n }\n <\/style>\n<\/head>\n<body>\n <div class=\"wrap\">\n \n <div class=\"topbar\" role=\"banner\" aria-label=\"YebboTax header\">\n <div class=\"brand\">\n <div class=\"logo\" aria-hidden=\"true\">\n <svg viewBox=\"0 0 24 24\" fill=\"none\">\n <path d=\"M7 18h10M9 6h6M8.5 10h7M7.5 14h9\" stroke=\"#062015\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n <\/svg>\n <\/div>\n <div>\n <strong>YebboTax<\/strong>\n <small>FBAR \u2022 Foreign Account & Income Reporting \u2022 Since 1999<\/small>\n <\/div>\n <\/div>\n <div class=\"contact\">\n <a class=\"pill\" href=\"tel:+16192555530\" title=\"Call YebboTax\">\n <strong>Call<\/strong> <span>619-255-5530<\/span>\n <\/a>\n <a class=\"pill\" href=\"mailto:info@yebbo.com?subject=FBAR%20%26%20Foreign%20Reporting%20Help\" title=\"Email YebboTax\">\n <strong>Email<\/strong> <span>info@yebbo.com<\/span>\n <\/a>\n <a class=\"pill\" href=\"#languages\" title=\"Jump to translations\"><strong>Translations<\/strong> <span>\u2193<\/span><\/a>\n <\/div>\n <\/div>\n\n \n <section class=\"hero\" aria-label=\"FBAR and foreign reporting guide hero\">\n <div class=\"hero-inner\">\n <div>\n <div class=\"badge\">Educational Guide \u2022 Immigrants & Seniors \u2022 Light Background \/ Dark Text<\/div>\n <h1>FBAR & Foreign Income Reporting<\/h1>\n <p class=\"lead\">\n Many immigrants and seniors have overseas accounts, pensions, or family joint accounts and do not realize the U.S.\n may require <strong>disclosure<\/strong> (FBAR\/FATCA) and <strong>income reporting<\/strong>.\n This page explains the basics in plain English and shows a safe path to fix past years.\n <\/p>\n <div class=\"cta-row\">\n <a class=\"btn primary\" href=\"tel:+16192555530\">Call for a quick review<\/a>\n <a class=\"btn\" href=\"#checklist\">See checklist<\/a>\n <a class=\"btn\" href=\"#faqs\">FAQs<\/a>\n <\/div>\n <div class=\"callout\" style=\"margin-top:14px;\">\n <strong style=\"color:var(--text)\">Quick note:<\/strong>\n People often type \u201c9848\u201d by mistake \u2014 the IRS paper-file explanation form is usually <strong>Form 8948<\/strong>.\n <\/div>\n <\/div>\n\n <aside class=\"hero-card\">\n <strong>Quick \u201cDo I need FBAR?\u201d test<\/strong>\n <ul class=\"klist\">\n <li>You are a U.S. person (citizen \/ green card \/ resident alien), and<\/li>\n <li>You had foreign financial accounts, and<\/li>\n <li>Total value exceeded <strong>$10,000<\/strong> at any time during the year.<\/li>\n <\/ul>\n <div class=\"chips\">\n <span class=\"chip good\">FBAR: FinCEN 114<\/span>\n <span class=\"chip warn\">IRS: Form 8938<\/span>\n <span class=\"chip\">IRS: Form 8948<\/span>\n <span class=\"chip\">Streamlined<\/span>\n <\/div>\n <\/aside>\n <\/div>\n <\/section>\n\n \n <section class=\"grid\" aria-label=\"Main reporting sections\">\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>1) FBAR (FinCEN Form 114)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p><strong>FBAR is not a tax form.<\/strong> It is a disclosure report for foreign financial accounts.<\/p>\n <p><strong>Trigger:<\/strong> if the total value of all foreign accounts exceeds <strong>$10,000<\/strong> at any time during the year (even one day).<\/p>\n <table class=\"table\" role=\"table\" aria-label=\"FBAR quick facts\">\n <thead>\n <tr><th>Item<\/th><th>What it means<\/th><\/tr>\n <\/thead>\n <tbody>\n <tr><td>Filed with<\/td><td>FinCEN (U.S. Treasury), electronically<\/td><\/tr>\n <tr><td>Deadline<\/td><td>April 15 (automatic extension to Oct 15)<\/td><\/tr>\n <tr><td>Common accounts<\/td><td>Checking, savings, joint family accounts, some foreign pensions\/investments<\/td><\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/article>\n\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>2) IRS Form 8938 (FATCA)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p><strong>Form 8938 is filed with your IRS tax return<\/strong> when foreign assets exceed certain thresholds.<\/p>\n <p>Some taxpayers must file <strong>FBAR only<\/strong>, some <strong>8938 only<\/strong>, and some must file <strong>both<\/strong>.<\/p>\n <div class=\"callout\">\n <strong style=\"color:var(--text)\">Common surprise for immigrants & seniors:<\/strong>\n overseas retirement\/pension accounts and joint family accounts can trigger reporting.\n <\/div>\n <\/div>\n <\/article>\n\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>3) IRS Form 8948 (Why the return was not e-filed)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p><strong>Form 8948 explains why a return was filed on paper<\/strong> instead of e-filed.<\/p>\n <p>This can be relevant for seniors, disability, limited internet access, or other constraints that made e-file unreasonable.<\/p>\n <\/div>\n <\/article>\n\n <article class=\"card\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>4) Foreign Income Reporting<\/h2>\n <\/div>\n <div class=\"bd\">\n <p>Foreign income can include overseas pensions, rental income, interest\/dividends, and business\/self-employment income.<\/p>\n <p>Even if you paid tax abroad, U.S. reporting may still be required (rules vary by situation).<\/p>\n <\/div>\n <\/article>\n\n <article class=\"card\" style=\"grid-column: span 12;\">\n <div class=\"hd\">\n <div class=\"icon\" aria-hidden=\"true\">?<\/div>\n <h2>5) Streamlined Procedures (Fix past years for non-willful mistakes)<\/h2>\n <\/div>\n <div class=\"bd\">\n <p>\n Streamlined filing compliance is designed for taxpayers who failed to report foreign income\/accounts due to\n <strong>non-willful<\/strong> reasons (many immigrants and seniors simply didn\u2019t know).\n <\/p>\n <div class=\"two-col\">\n <div class=\"mini\">\n <strong>Typical streamlined package<\/strong>\n <ul class=\"klist\">\n <li><strong>3 years<\/strong> of amended\/late tax returns (commonly)<\/li>\n <li><strong>6 years<\/strong> of FBAR filings<\/li>\n <li>A signed explanation of <strong>non-willfulness<\/strong><\/li>\n <\/ul>\n <\/div>\n <div class=\"mini\">\n <strong>Why it matters<\/strong>\n <ul class=\"klist\">\n <li>Creates a legal path to correct past years<\/li>\n <li>Often reduces penalties when done correctly<\/li>\n <li>Helps you stay compliant going forward<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"callout\" style=\"margin-top:12px;\">\n <strong style=\"color:var(--text)\">Non-willful<\/strong> generally means negligence, inadvertence, or good-faith misunderstanding \u2014 not intentional hiding.\n <\/div>\n <\/div>\n <\/article>\n <\/section>\n\n \n <section id=\"checklist\" class=\"section\" aria-label=\"Client checklist\">\n <div class=\"section-hd\">\n <h2>Client Checklist (Bring this info)<\/h2>\n <div class=\"chips\">\n <span class=\"chip good\">Saves time<\/span>\n <span class=\"chip warn\">Prevents errors<\/span>\n <\/div>\n <\/div>\n <div style=\"padding:14px 16px 16px; color:var(--muted);\">\n <div class=\"two-col\">\n <div class=\"mini\">\n <strong>Foreign Accounts<\/strong>\n <ul class=\"klist\">\n <li>Country and bank name(s)<\/li>\n <li>Account type (savings, joint, pension, investment)<\/li>\n <li>Highest balance during the year (estimate OK to start)<\/li>\n <li>Who owns it \/ who has access \/ signature authority<\/li>\n <\/ul>\n <\/div>\n <div class=\"mini\">\n <strong>Foreign Income<\/strong>\n <ul class=\"klist\">\n <li>Pension statements (if any)<\/li>\n <li>Rental income records (if any)<\/li>\n <li>Interest\/dividend statements (if any)<\/li>\n <li>Foreign taxes paid (receipts\/summaries)<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"cta-row\" style=\"margin-top:12px\">\n <a class=\"btn primary\" href=\"tel:+16192555530\">Call 619-255-5530<\/a>\n <a class=\"btn\" href=\"mailto:info@yebbo.com?subject=FBAR%20Checklist%20Submission&body=Hi%20YebboTax%2C%0A%0AHere%20is%20my%20foreign%20reporting%20summary%3A%0A-%20U.S.%20status%3A%0A-%20Countries%3A%0A-%20Account%20types%3A%0A-%20Highest%20total%20balance noted%3A%0A-%20Foreign%20income types%3A%0A-%20Years possibly missed%3A%0A%0AThank%20you!\">Email checklist<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"section\" aria-label=\"Recommended item\">\n <div class=\"section-hd\">\n <h2>Recommended Resource<\/h2>\n <div class=\"chips\"><span class=\"chip\">Amazon Affiliate<\/span><\/div>\n <\/div>\n <div class=\"adblock\">\n <div class=\"callout\">\n <strong style=\"color:var(--text)\">Affiliate disclosure:<\/strong>\n This section contains an affiliate link. If you purchase through it, Yebbo may earn a commission at no extra cost to you.\n <\/div>\n\n \n <div style=\"margin-top:12px;\">\n <a href=\"https:\/\/www.amazon.com\/dp\/B0FQF9ZX7P?th=1&linkCode=ll2&tag=mitikuamdewor-20&linkId=192bf15d433effb5bc9cc9d6599eeccf&language=en_US&ref_=as_li_ss_tl\">https:\/\/www.amazon.com\/dp\/B0FQF9ZX7P?th=1&linkCode=ll2&tag=mitikuamdewor-20&linkId=192bf15d433effb5bc9cc9d6599eeccf&language=en_US&ref_=as_li_ss_tl<\/a>\n <div><br \/><\/div>\n <div>\n <div class=\"separator\" style=\"clear: both; text-align: center;\">\n <a href=\"https:\/\/amzn.to\/4klKQTA\" style=\"margin-left: 1em; margin-right: 1em;\">\n <img loading=\"lazy\" decoding=\"async\" alt=\"\" data-original-height=\"1500\" data-original-width=\"1297\" height=\"240\"\n src=\"https:\/\/blogger.googleusercontent.com\/img\/a\/AVvXsEixuZ_fV07Ms19C9gVQWPjQdvfvtPRvOIY54oKCs0i7C4wSdB3ykOBhj8K538_wzv567nSYbCJ8cjlJPU2x43fZRxl5UIrIUt0mwVyqgqSkj5i-f6hFUwnfRedpiPuFxgeUCk1DqTAeQEE2rzvE6gz9WrO_aUtlsBucXRUhf5fbG9tdvcXkawODyzp-WN4\"\n width=\"208\" \/>\n <\/a>\n <\/div>\n <br \/><br \/>\n <\/div>\n <\/div>\n \n <\/div>\n <\/section>\n\n \n <section id=\"languages\" class=\"section\" aria-label=\"Translations\">\n <div class=\"section-hd\">\n <h2>Translations<\/h2>\n <div class=\"chips\">\n <span class=\"chip\">Amharic<\/span>\n <span class=\"chip\">Spanish<\/span>\n <span class=\"chip\">French<\/span>\n <span class=\"chip\">Haitian Creole<\/span>\n <\/div>\n <\/div>\n\n <div class=\"tabs\" role=\"tablist\" aria-label=\"Language tabs\">\n <button class=\"tabbtn active\" data-tab=\"en\" role=\"tab\" aria-selected=\"true\">English<\/button>\n <button class=\"tabbtn\" data-tab=\"am\" role=\"tab\" aria-selected=\"false\">\u12a0\u121b\u122d\u129b<\/button>\n <button class=\"tabbtn\" data-tab=\"es\" role=\"tab\" aria-selected=\"false\">Espa\u00f1ol<\/button>\n <button class=\"tabbtn\" data-tab=\"fr\" role=\"tab\" aria-selected=\"false\">Fran\u00e7ais<\/button>\n <button class=\"tabbtn\" data-tab=\"ht\" role=\"tab\" aria-selected=\"false\">Krey\u00f2l Ayisyen<\/button>\n <\/div>\n\n \n <div class=\"lang active\" id=\"lang-en\" role=\"tabpanel\">\n <h3>English Summary<\/h3>\n <p><strong>FBAR & Foreign Reporting:<\/strong> If you are a U.S. person and your foreign accounts exceed $10,000 total at any time, you may need to file FBAR (FinCEN 114). You may also need IRS Form 8938 (FATCA) and must report foreign income. If you missed past years by mistake, Streamlined procedures may help fix it.<\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> Disclosure of foreign accounts (not a tax form).<\/li>\n <li><strong>Form 8938 (FATCA):<\/strong> Filed with your tax return for certain foreign assets above thresholds.<\/li>\n <li><strong>Form 8948:<\/strong> Explains why a return was filed on paper instead of e-filed.<\/li>\n <li><strong>Foreign income:<\/strong> Pensions, rental, interest, dividends, business income\u2014may need to be reported.<\/li>\n <li><strong>Streamlined:<\/strong> Often involves 3 years of returns + 6 years of FBARs with a non-willful statement.<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-am\" role=\"tabpanel\">\n <h3>\u12a0\u1320\u1243\u120b\u12ed \u1218\u130d\u1208\u132b (\u12a0\u121b\u122d\u129b)<\/h3>\n <p>\n <strong>FBAR \u12a5\u1293 \u12e8\u12cd\u132d \u1200\u1265\u1275\/\u1308\u1262 \u122a\u1356\u122d\u1275:<\/strong>\n \u12a5\u122d\u1235\u12ce \u12e8\u12a0\u121c\u122a\u12ab \u1273\u12ad\u1235 \u1270\u12a8\u134b\u12ed (U.S. person) \u12a8\u1206\u1291 \u12a5\u1293 \u12e8\u12cd\u132d \u1263\u1295\u12ad\/\u134b\u12ed\u1293\u1295\u1235 \u1218\u1208\u12eb\u12ce\u127d\u12ce \u12a0\u1320\u1243\u120b\u12ed \u12a5\u1234\u1275 \u1260\u12a0\u1295\u12f5 \u12d3\u1218\u1275 \u12cd\u1235\u1325 \u1262\u12eb\u1295\u1235 \u12a0\u1295\u12f5 \u130a\u12dc <strong>$10,000<\/strong> \u1262\u123b\u1308\u122d \u1363\n <strong>FBAR (FinCEN 114)<\/strong> \u1218\u1219\u120b\u1275 \u120a\u12eb\u1235\u1348\u120d\u130d\u12ce \u12ed\u127d\u120b\u120d\u1362 \u1260\u1270\u1328\u121b\u122a\u121d <strong>IRS Form 8938 (FATCA)<\/strong> \u120a\u12eb\u1235\u1348\u120d\u130d \u12ed\u127d\u120b\u120d \u12a5\u1293 \u12e8\u12cd\u132d \u1308\u1262\u12ce\u1295 \u1260\u1273\u12ad\u1235 \u1218\u1218\u1208\u123b\u12ce \u120b\u12ed \u1218\u122a\u1356\u122d\u1275 \u121b\u12f5\u1228\u130d \u12ed\u1296\u122d\u1266\u1273\u120d\u1362 \u12a8\u1240\u12f5\u121e \u12d3\u1218\u1273\u1275 \u121b\u1235\u1228\u1303 \u12ab\u120d\u1270\u12f0\u1228\u1308 \u1363 \u1260\u1235\u1205\u1270\u1275\/\u1260\u12d5\u12cd\u1240\u1275 \u12a5\u1325\u1228\u1275 \u12a8\u1206\u1290 \u1363 <strong>Streamlined<\/strong> \u1202\u12f0\u1275 \u120a\u1228\u12f3 \u12ed\u127d\u120b\u120d\u1362\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> \u12e8\u12cd\u132d \u1218\u1208\u12eb\u12ce\u127d \u1218\u130d\u1208\u132b \u122a\u1356\u122d\u1275 (\u1273\u12ad\u1235 \u1245\u133d \u12a0\u12ed\u12f0\u1208\u121d)\u1362<\/li>\n <li><strong>Form 8938 (FATCA):<\/strong> \u12a8\u1273\u12ad\u1235 \u1218\u1218\u1208\u123b\u12ce \u130b\u122d \u1208\u12a0\u1295\u12f3\u1295\u12f5 \u12e8\u12cd\u132d \u1200\u1265\u1276\u127d \u12a8\u1218\u1320\u1295 \u1260\u120b\u12ed \u1232\u1206\u1295 \u12ed\u121e\u120b\u120d\u1362<\/li>\n <li><strong>Form 8948:<\/strong> \u1218\u1218\u1208\u123b\u12cd \u1208\u121d\u1295 \u1260\u12c8\u1228\u1240\u1275 \u1270\u120b\u12a8 (e-file \u12a0\u120d\u1270\u12f0\u1228\u1308\u121d) \u12e8\u121a\u1308\u120d\u133d \u1245\u133d\u1362<\/li>\n <li><strong>\u12e8\u12cd\u132d \u1308\u1262:<\/strong> \u1350\u1295\u123d\u1295\u1363 \u1264\u1275 \u12aa\u122b\u12ed \u1308\u1262\u1363 \u12c8\u1208\u12f5\/\u12f2\u126a\u12f0\u1295\u12f5\u1363 \u1295\u130d\u12f5 \u1308\u1262 \u12c8\u12d8\u1270 \u120a\u122a\u1356\u122d\u1271 \u12ed\u127d\u120b\u1209\u1362<\/li>\n <li><strong>Streamlined:<\/strong> \u1265\u12d9 \u130a\u12dc 3 \u12d3\u1218\u1275 \u1218\u1218\u1208\u123b + 6 \u12d3\u1218\u1275 FBAR \u12a5\u1293 \u201c\u1260\u134d\u1275\u1215 \u1233\u12ed\u1206\u1295 \u1260\u1235\u1205\u1270\u1275\u201d \u12e8\u121a\u1208\u12cd \u1218\u130d\u1208\u132b \u12ed\u1320\u12ed\u1243\u120d\u1362<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-es\" role=\"tabpanel\">\n <h3>Resumen (Espa\u00f1ol)<\/h3>\n <p>\n <strong>FBAR y reportes internacionales:<\/strong>\n Si usted es una \u201cpersona de EE. UU.\u201d y el valor total de sus cuentas financieras en el extranjero supera\n <strong>$10,000<\/strong> en cualquier momento del a\u00f1o, es posible que deba presentar el <strong>FBAR (FinCEN 114)<\/strong>.\n Tambi\u00e9n puede aplicar el <strong>Formulario 8938 (FATCA)<\/strong> con su declaraci\u00f3n de impuestos, y debe reportar\n ciertos <strong>ingresos del extranjero<\/strong>. Si omiti\u00f3 a\u00f1os anteriores por desconocimiento (no intencional),\n los procedimientos <strong>Streamlined<\/strong> pueden ayudar a corregirlo.\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> Divulgaci\u00f3n de cuentas extranjeras (no es un formulario de impuestos).<\/li>\n <li><strong>Formulario 8938 (FATCA):<\/strong> Se presenta con la declaraci\u00f3n de impuestos cuando se superan ciertos umbrales.<\/li>\n <li><strong>Formulario 8948:<\/strong> Explica por qu\u00e9 se present\u00f3 la declaraci\u00f3n en papel en lugar de e-file.<\/li>\n <li><strong>Ingresos extranjeros:<\/strong> Pensiones, renta, intereses, dividendos, ingresos de negocio, etc.<\/li>\n <li><strong>Streamlined:<\/strong> Frecuentemente incluye 3 a\u00f1os de declaraciones + 6 a\u00f1os de FBAR con una declaraci\u00f3n de no intencionalidad.<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-fr\" role=\"tabpanel\">\n <h3>R\u00e9sum\u00e9 (Fran\u00e7ais)<\/h3>\n <p>\n <strong>FBAR et d\u00e9clarations internationales :<\/strong>\n Si vous \u00eates une \u201cU.S. person\u201d et que la valeur totale de vos comptes financiers \u00e0 l\u2019\u00e9tranger d\u00e9passe\n <strong>10 000 $<\/strong> \u00e0 n\u2019importe quel moment de l\u2019ann\u00e9e, vous pourriez devoir d\u00e9poser le <strong>FBAR (FinCEN 114)<\/strong>.\n Vous pourriez aussi devoir joindre le <strong>Formulaire 8938 (FATCA)<\/strong> \u00e0 votre d\u00e9claration d\u2019imp\u00f4ts, et d\u00e9clarer\n certains <strong>revenus \u00e9trangers<\/strong>. Si des ann\u00e9es pass\u00e9es ont \u00e9t\u00e9 manqu\u00e9es par m\u00e9connaissance (non intentionnel),\n la proc\u00e9dure <strong>Streamlined<\/strong> peut aider \u00e0 corriger la situation.\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114) :<\/strong> D\u00e9claration des comptes \u00e9trangers (ce n\u2019est pas un formulaire d\u2019imp\u00f4t).<\/li>\n <li><strong>Formulaire 8938 (FATCA) :<\/strong> \u00c0 joindre \u00e0 la d\u00e9claration d\u2019imp\u00f4ts si certains seuils sont d\u00e9pass\u00e9s.<\/li>\n <li><strong>Formulaire 8948 :<\/strong> Explique pourquoi la d\u00e9claration a \u00e9t\u00e9 envoy\u00e9e sur papier plut\u00f4t que par voie \u00e9lectronique.<\/li>\n <li><strong>Revenus \u00e9trangers :<\/strong> Retraites\/pensions, loyers, int\u00e9r\u00eats, dividendes, revenus d\u2019entreprise, etc.<\/li>\n <li><strong>Streamlined :<\/strong> Souvent 3 ans de d\u00e9clarations + 6 ans de FBAR avec une attestation de non-volont\u00e9.<\/li>\n <\/ul>\n <\/div>\n\n \n <div class=\"lang\" id=\"lang-ht\" role=\"tabpanel\">\n <h3>Rezime (Krey\u00f2l Ayisyen)<\/h3>\n <p>\n <strong>FBAR ak rap\u00f2 sou kont\/byen aletranje:<\/strong>\n Si ou se yon \u201cU.S. person\u201d epi val\u00e8 total kont finansye ou aletranje depase <strong>$10,000<\/strong>\n nenp\u00f2t moman pandan ane a, ou ka bezwen ranpli <strong>FBAR (FinCEN 114)<\/strong>.\n Ou ka bezwen tou <strong>F\u00f2m 8938 (FATCA)<\/strong> ansanm ak deklarasyon taks ou, epi ou dwe rap\u00f2te\n k\u00e8k <strong>revni aletranje<\/strong>. Si ou te rate k\u00e8k ane paske ou pa t konnen (pa t entansyon\u00e8l),\n pwosedi <strong>Streamlined<\/strong> ka ede w ranje sa.\n <\/p>\n <ul>\n <li><strong>FBAR (FinCEN 114):<\/strong> Rap\u00f2 sou kont aletranje (li pa yon f\u00f2m taks).<\/li>\n <li><strong>F\u00f2m 8938 (FATCA):<\/strong> Ranpli ak deklarasyon taks la si ou depase k\u00e8k limit.<\/li>\n <li><strong>F\u00f2m 8948:<\/strong> Eksplike poukisa ou te depoze sou papye olye de e-file.<\/li>\n <li><strong>Revni aletranje:<\/strong> Pansyon, lwaye, enter\u00e8, dividann, revni biznis, elatriye.<\/li>\n <li><strong>Streamlined:<\/strong> Souvan gen 3 ane deklarasyon + 6 ane FBAR ak yon deklarasyon \u201cpa t entansyon\u00e8l\u201d.<\/li>\n <\/ul>\n <\/div>\n <\/section>\n\n \n <section id=\"faqs\" class=\"section\" aria-label=\"FAQs\">\n <div class=\"section-hd\">\n <h2>FAQs<\/h2>\n <div class=\"chips\"><span class=\"chip\">Educational<\/span><\/div>\n <\/div>\n\n <details>\n <summary>Is FBAR the same as Form 8938?<\/summary>\n <p>No. FBAR (FinCEN 114) is filed with FinCEN. Form 8938 (FATCA) is filed with your IRS tax return. Some people must file both.<\/p>\n <\/details>\n\n <details>\n <summary>What if I never bring the money to the U.S.?<\/summary>\n <p>Reporting can still be required. The rules often depend on your U.S. status and the existence\/value of foreign accounts\/assets, not whether you transferred the money.<\/p>\n <\/details>\n\n <details>\n <summary>What if I missed years?<\/summary>\n <p>Many taxpayers correct past years using proper procedures. If your mistake was non-willful, Streamlined may be an option depending on facts.<\/p>\n <\/details>\n <\/section>\n\n \n <footer class=\"footer\" role=\"contentinfo\">\n <div class=\"two-col\">\n <div class=\"mini\">\n <strong>YebboTax Contact<\/strong>\n <div class=\"muted\" style=\"margin-top:8px\">\n Phone: <a href=\"tel:+16192555530\">619-255-5530<\/a><br\/>\n Email: <a href=\"mailto:info@yebbo.com\">info@yebbo.com<\/a><br\/>\n <span class=\"muted\">Powered by Yebbo.com \u2022 Since 1999<\/span>\n <\/div>\n <\/div>\n <div class=\"mini\">\n <strong>Educational Disclaimer<\/strong>\n <p class=\"muted\" style=\"margin:8px 0 0\">\n This content is for general educational information only and is not legal advice. International reporting rules are fact-specific.\n Consult a qualified tax professional for your situation.\n <\/p>\n <\/div>\n <\/div>\n\n <p class=\"muted\" style=\"margin:12px 0 0\">\n \u00a9 <span id=\"y\"><\/span> YebboTax. 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